Hibernian Life & Pensions Horizon Personal Pension Plans
Once-off Single Contributions
Policy Fee: €45
Bid/Offer Spread: Nil
Annual Management Charge: 0.85% for most fund choices. A rebate is offered for accumulated funds of €50,000 or more.
Allocation Rates:
€7,500 to €12,499: Normal allocation rate: 95.5% NoFinancialAdvice allocation rate: 98.5%
€12,500 to €24,999: Normal allocation rate: 96% NoFinancialAdvice allocation rate: 99%
€25,000 and more: Normal allocation rate: 97% NoFinancialAdvice allocation rate: 100%
The allocation rates above assume that the client has more than 10 years to go until chosen retirement age, and is under 55 years of age.