Friends First

Friends First Personal Pension Provider Once-off Single Contributions Policy Fee: €25 Bid/Offer Spread: 5% Annual Management Charge: From 0.75% depending on fund chosen.  Allocation Rates: €3,000 to €6,000: Normal allocation rate: 95%  NoFinancialAdvice allocation rate: 97% €6,000 to €12,000: Normal allocation rate: 97% NoFinancialAdvice allocation rate: 99% €12,000 to €49,999: Normal allocation rate: 99% NoFinancialAdvice allocation rate: 102% €50,000 to €150,000: Normal allocation rate: 100%  NoFinancialAdvice allocation rate: 103% €150,000 and more: Normal allocation rate: 100.5% NoFinancialAdvice allocation rate: 103.5% The allocation rates above assume that the client has more than 10 years to go until chosen retirement age, and is under 55 years of age.